Daniel Oliver 
When unexpected circumstance arise, having prepared could save from trouble of being broke and totally broke. The repayment time could be extended while using the consent belonging to the lender.
Sometimes difficult financial situations arise that take our money and leave us only with headaches. These occur when we have saved enough money for a certain bill we know will be coming, then something unexpected happens, and we end with another mandatory expense we could not have predicted.
Personal loans are very similar to the guaranteed loans, but they tend to be for a higher amount of money. These loans come in unsecured and in secured form and can range up to about $25,000. If you want a secured loan, you will need to put up something as collateral. Usually some type or property, like a home or a car.
So, how do you make sure your one hour payday loan really only takes one hour? To speed things along, have your checking account number and information available to you before you even begin the application for your payday loan.
Before applying you must feel comfortable that the lender is legit. Things to look out for are: how long as the company been in business (the longer the better); do they have a ‘real’ address (not just a P.O. Box); do they offer other complimentary or free services such as credit reports, debt counseling etc. Another safeguard is to check them out with the Better Business Bureau and the Attorney General’s Office. These organizations will be able to tell if the lender has had any complaints made against them.
You need to scrutinize any contract before you sign. Read the fine print. Most lenders out there are wonderfully honest, but there are some who will promise you the world, take a few fees and your private financial information and then disappear. Check the Better Business Bureau to see their ratings and read customer feedback regarding them. Online borrowing forums can help you, too.
If you cannot do this, or if you are to embarrassed to ask then of course you need to opt for a payday loan. Just make sure you take out the loan with a reputable lender. Check that the lender displays its OFT (Office of Fair Trading) Consumer Credit Licence number on their website. If it doesn’t then DO NOT take out a loan with them. This number can usually be found at the bottom of the website pages in the footer section, or else you should be able to see it in the contact details page.
Guaranteed payday loan provides cash availability immediately. From the comfort of your home or office you are able to apply and receive fast approval. There are no long lines like the bank will have. Also, there is no need to search for pay-stubs or bank statements the lenders receive all the information needed through the info you provide in the form. An online process that take 5 minutes or less on your part will help you in your financial crunch. The approval time normally takes 2 hours.
This isn’t bad when you are doing a one time loan short term, but if you try to go long term with the loan, you could wind up paying a considerable amount of money. People say nearme loans has nothing to do with payday loans guaranteed approval canada but that is not entirely true. Getting a payday loans guaranteed approval canada loan is a fairly simple process. All you have to do is complete a brief application that asks for your name, address, birth date, employment information, bank information and a few other things. You can complete and submit the application directly online.
Those with CCJs are eligible for this type of loan. Remember, the most important thing is that you have the ability to fulfil your payment on the next payday – almost nothing else can get in the way of getting the loan. If you can prove that you will get paid enough to make your payment, the loan is virtually guaranteed.
Furthermore, guaranteed payday loans are never meant to be a long term solution for financial needs. Payday loans or quick loans are only limited up to a certain amount, usually up to $1,000 only. If you need more than that you’ll have to obtain a real loan. Therefore, having your own funds to use during emergencies will certainly be a tremendous help so instead of being too confident about your financial situation, save up today and prepare.
